Disclaimer & Liability

GiftKhata is designed purely as a digital notebook for recording gifts received and given at personal and family events. It does not hold or move real money, operate as a payment system, or provide banking, investment, or financial services of any kind.

All information stored in GiftKhata is entered manually by the user. Gift amounts, descriptions, people names, and events are based solely on what users type and may be inaccurate, incomplete, or approximate.

GiftKhata does not verify, validate, audit, or guarantee the accuracy of any entry. Users are fully responsible for the correctness of their own records.

Entries recorded in GiftKhata are intended only as personal notes and convenience records. They do not constitute legal proof of any payment, debt, or obligation between any parties.

GiftKhata should not be treated as a replacement for legally valid documents, receipts, contracts, or bank statements.

GiftKhata does not provide tax, legal, or accounting advice. Gift entries are not designed for filing income tax returns or complying with any statutory requirements.

Users are solely responsible for understanding and following applicable laws. Consult a qualified professional for such matters.

GiftKhata may store personal data such as names, relationships, and gift details. We take reasonable measures to protect stored data; however no system is 100% secure.

GiftKhata does not sell gifting records to advertisers or third parties. See our Privacy Policy for full details.

GiftKhata, its founders, and its team will not be responsible for any loss, dispute, or damage arising out of:

• Incorrect, incomplete, or fraudulent entries made by users
• Use of app screenshots or records as evidence in personal or legal disputes
• Any decision taken solely on the basis of data stored in the app without independent verification
• Temporary unavailability of the app, data loss, or unauthorised access caused by user negligence

By using GiftKhata, you agree that you are using the app "as is" and "as available", and that you are solely responsible for how you interpret and use the information stored in your ledger.